Townsville North Queensland finance solutions

In order to achieve your future goals, you need to access the most appropriate lending strategy today.

At RLA, we are all about helping you make informed decisions to meet your financial goals. Our Townsville loans and finance specialists will work closely with you to deliver a tailored solution.

When you need an industry leader in securing personal and business finance, talk to our knowledgeable team.

Why choose RLA Finance Australia

In this industry it is all too common to be sold a product that does not suit your individual needs or your business's strategic goals. We take the time to ask, to listen and to discuss your requirements.

Our points of difference:

  • Industry leading experience
  • Personalised approach
  • Up-to-date business advice

Long-term partnerships

We are here for the long-term and have been forging partnerships with our clients for more than 25 years.

At RLA, we will take the time to understand your business objectives and suggest strategies to help you achieve your long-term goals. Let us do the legwork for securing the right finance approval while you get on with running your business.

What is our role?

We are here to add real value to your business, from equipment,commercial and car finance to business and property loans. Build and grow your future with RLA Finance Australia.

Our Team

Ralph Lawson

Senior Partner (Equipment Finance)

Ralph Lawson commenced in the finance industry in the early 1970's and his experience in the finance industry has been gained in all aspects of retail and commercial finance with various finance and banking institutions. In 1989 Ralph saw a need on the market for equipment finance services and established this business, originally known as Ralph Lawson & Associates.

Mike Steel

Partner (Equipment Finance)

Mike Steel has more than 30 years experience in the banking and finance industry. He has educated himself to assist businesses to acquire assets and grow their business. Whilst Mike has in-depth knowledge of general business, his skills in transport, earthmoving and rural business will set him apart from the rest.

Stephen Allan

Partner (Property Finance)

Since completing his university studies in Commerce and Economics in 1993, Steve has gained extensive banking and lending experience in the finance and banking industry. In 2004, Steve joined the RLA team to develop the RLA Property Finance department, which now enables all aspects of our clients' financial needs to be handled by our professional staff. With many years of experience in all areas of equipment and property finance, Steve understands how the banks operate and structure loans to best suit your clients' needs.

Mick Herron

(Equipment Finance)

Mick Herron joined the RLA team in July 2007 with a wealth of previous experience with Esanda Finance and Custom Credit Corporation and is an old Ignatius Park College graduate. He has a portfolio of clients ranging from sole traders to public companies offering finance brokering services and finance solutions for acquisition of capital plant and equipment.

Kellie Crocker

Regional Sales Manager & Senior Analyst (Equipment Finance)

Kellie came to RLA in 2000 with a banking and finance background working in various branches in New South Wales and Queensland. She has established a strong standing in commercial leasing and finance with excellent analytical skills and provides a great customer experience. She is an enthusiastic financial services professional who works hard with you and the banks to take your business dealings to the next step.

Daniel Lawson

Regional Sales Manager & Business Development (Equipment Finance)

Daniel joined RLA Finance in 2015 and has brought a wealth of experience after working in the finance and insurance industries for the past 12 years. In this time he has worked as a finance manager in the automotive industry and has been the North Qld & Northern Territory Manager within Insurance Australia Group. With the experience he has acquired working throughout North Qld he is the perfect fit to RLA and to work with you in growing your business.

Steve Braddick


Steve Braddick has joined the team at RLA Finance following a 30 year career with ANZ. His focus as a Relationship Broker is within the Business, Commercial, Property and Agri Finance Markets. Born and bred in Townsville, with time in the Burdekin and Far North districts, Steve has a Bachelor of Commerce (JCU) and is actively involved with the Townsville Picnic Bay Surf Life Saving Club.

Awards & Sponsorships

  • Westpac Top 10 Introducer 2013, 2014
  • Capital Finance Gold Broker 2013
  • BOQ Qld Broker of the Year Nominee 2013, 2014
  • ANZ's leading Regional Business Banking Commercial Transaction Introducer 2014 (Stephen Allan)
  • Tully Rugby League Football Club 2013
  • Burdekin Roosters U11's 2013
  • Home Hill Rangers Junior Soccer 2013
  • "Business for a Cure" National Breast Cancer Foundation Major Sponsor 2010, 2011, 2012